Health Insurance - Screening for Ovarian Cancer - Required Coverage and Prohibited Cost Sharing

SB 518 requires Maryland health insurers, nonprofit health plans, and HMOs to cover ovarian cancer screenings - including MRI and CT scans - for individuals aged 45 and older with no out-of-pocket costs (no copays, coinsurance, or deductibles). The law applies to all health plans issued, delivered, or renewed in Maryland after January 1, 2026, with one exception: enrollees in high-deductible health plans may still need to meet their plan’s deductible for these screenings. This policy directly affects covered individuals and health plans operating in Maryland, ensuring preventive ovarian cancer screening is fully accessible without cost-sharing barriers.