Workgroup to Study the Rise in Adverse Decisions in the State Health Care System - Establishment

HB 995 establishes a 15-member workgroup to study rising adverse decisions (like denied insurance claims or medical necessity denials) in Maryland's health care system. The workgroup, including state agency leaders, hospital representatives, insurers, and patient advocates, will review current reporting data and recommend standardized definitions, reporting methods, and processes to reduce such denials. It must submit findings and recommendations to legislative committees by December 1, 2025, with the bill expiring June 30, 2026. This is a procedural study mechanism with no immediate policy changes.