Criminal Law - Theft - Redeemable Credit Points

HB 1319 makes it a felony to knowingly steal redeemable digital reward points, such as credit card points, frequent flyer miles, or retail rewards. It specifically prohibits obtaining unauthorized control over these points with the intent to deprive the owner, directly affecting individuals who steal such points and the businesses or consumers who own them. The law imposes penalties of up to 5 years in prison, a $10,000 fine, or both, plus requiring the thief to pay the owner the points' value. This amendment to Maryland’s Criminal Law (Article 7, Section 7-111) clarifies that digital reward systems are protected under theft statutes. The bill takes effect October 1, 2025.