Health Insurance - Scalp Cooling Systems - Required Coverage

HB 1187 requires health insurers, nonprofit health plans, HMOs, and managed care organizations that cover chemotherapy for cancer treatment to also cover scalp cooling systems. These systems help preserve hair during chemotherapy, directly benefiting cancer patients receiving chemo who face hair loss as a side effect. The bill mandates this coverage for all policies issued, delivered, or renewed in Maryland on or after January 1, 2026. It applies specifically to insurers providing hospital, medical, or surgical benefits related to cancer treatment.