Health Insurance - Hearing Aids for Adults - Coverage

This Maryland law requires health insurance plans and health maintenance organizations to cover hearing aids for adults who are prescribed, fitted, and dispensed by a licensed audiologist. The coverage applies to non-disposable devices designed to improve hearing in environments commonly experienced by adults and allows insurers to set a maximum benefit of $1,400 per ear every three years. If an adult chooses a hearing aid that costs more than the plan's limit, they can pay the difference without facing financial or contractual penalties for the provider. The law also permits insurance companies to offer benefits that are more generous than these minimum requirements. These provisions take effect on January 1, 2025.