An Act To Amend The Laws Affecting Insurance

LD 1837 prohibits nonprofit hospitals and medical care organizations in Maine from charging patients copays or deductibles for screening mammograms. This directly affects patients seeking preventive care and healthcare providers who must cover these costs. The bill also updates insurance regulation penalties, allowing civil fines of up to $100 per violation per day for insurers and modifying enforcement procedures. It adds new court powers for the insurance superintendent to seek injunctions against violations and to reverse invalid transactions. These changes aim to improve access to preventive care and strengthen regulatory oversight.