An Act To Allow Dental Care Providers To Opt In To Receive Claim Reimbursement Payments Made By Virtual Credit Cards

This bill (LD 1834) requires Maine insurers and health plans to obtain explicit consent from licensed dental care providers before using credit card or virtual payment methods that charge processing fees. It mandates that insurers must first notify providers about any fees, offer a fee-free alternative (like ACH), and get the provider's written agreement to use the fee-based method. Dental providers can later opt out of this payment method, after which insurers must use the fee-free option unless the provider reconsents. The law directly affects dental offices and clinics that receive insurance reimbursements in Maine.