An Act To Prohibit Certain Provisions In Health Care Provider Contracts With Insurance Carriers

LD 1713 prohibits health insurance companies from including specific restrictive clauses in contracts with healthcare providers, effective January 1, 2026. It bans "all-or-nothing" clauses (forcing insurers to include all provider affiliates or set terms for non-participating facilities), "anti-steering" clauses (restricting insurers from directing patients to specific providers), and "anti-tiering" clauses (preventing insurers from organizing provider networks into tiers). This directly affects health insurance carriers and healthcare providers (like hospitals or clinics) negotiating network contracts. The law makes any existing contracts containing these clauses unenforceable and allows insurers to sue providers for violations, while the Attorney General can seek penalties up to $100,000 per violation.