An Act To Protect Cannabis Industry Workers' Access To Personal Credit

LD 1314 prohibits creditors in Maine from denying, refusing to extend, or canceling credit (including credit cards) solely because a person is an owner, operator, employee of a legal cannabis business, or a registered caregiver under Maine's medical cannabis law. The bill directly affects workers and caregivers in Maine's legal cannabis industry by preventing credit discrimination based on their employment. Key provisions include banning creditors from using cannabis-related employment information in credit decisions without consent and allowing affected individuals to file complaints or sue for violations. This law applies only when federal law doesn't prohibit such credit decisions, as cannabis remains federally illegal.