An Act To Amend The Laws Governing Insurance Coverage Of Preventive And Primary Health Services

LD 1310 amends Maine law to exempt certain health insurance plans from requiring no cost sharing for the first primary care and behavioral health office visits. Specifically, it removes this requirement for plans that already have no deductible, no coinsurance, and meet federal coverage standards (such as high deductible health plans under federal law). This change affects only a small subset of insurance plans that comply with federal rules, avoiding duplicate state requirements. The bill ensures Maine's regulations align with federal standards for these specific plans.