HEALTH/ACC INSURANCE: Provides for health improvement programs for minors. (8/1/26)

This bill creates a new law allowing health insurance plans in Louisiana to credit up to $200 per minor dependent toward their annual deductible for specific physical activity expenses. Eligible costs include fees for youth sports, summer camps focused on exercise, gym memberships, and recreational programs for individuals with developmental disabilities. The measure applies to most private health plans issued in the state but excludes Medicare supplements, Medicaid managed care plans, and self-funded employer plans. Insurance companies will be required to verify these expenses through documentation like receipts and registration confirmations, while also providing clear instructions to policyholders. The new rules will take effect for policies issued on or after January 1, 2027, with existing plans required to comply by the following January 1.