HEALTH/ACC INSURANCE: Provides for insurance coverage of services for persons with acquired brain injuries. (8/1/26) (EN NO IMPACT See Note)
SB 295 requires all health insurance plans sold in Louisiana to cover medically necessary treatments for people with acquired brain injuries (ABIs), such as stroke or trauma survivors. It prohibits lifetime or unreasonable annual limits on treatment days/sessions, ensures ABI care isn’t subject to higher deductibles/copays than other benefits, and bans coverage denials based solely on treatment location (e.g., home vs. facility) if clinically appropriate. The bill defines covered services to include cognitive rehabilitation, neurobehavioral therapy, and community reintegration support, and mandates peer-reviewed appeals for denied claims. The bill is pending in the Insurance Committee after being prefilled in February 2026.
Bill status
signed
all 5 stages cleared
Introduction
Feb 2026
Committee Review
May 2026
Senate Passage
May 2026
House Passage
May 2026
Signed into Law
Jun 2026
Introduced Feb 27, 2026
Signed Jun 2, 2026
Maddy AI version diff · 4 comparisons
What changed between versions
SB295 Original
→
SB295 Act
·
3 edits
MINOR
The bill was formally enrolled and finalized, adding a co-sponsor from the House of Representatives. The core policy content remains focused on requiring health insurance plans to cover medically necessary treatment for acquired brain injuries without lifetime limits or higher cost-sharing than other benefits.
Scope change
The bill's scope remains unchanged; it applies to all health coverage plans delivered or issued for delivery in Louisiana.
TECHNICAL
Added Representative Knox as a co-sponsor to the bill, indicating bicameral support.
Updated the document header from 'ORIGINAL' to 'ENROLLED' and added an Act number (754), signifying the bill has passed both legislative chambers and is ready for the Governor's signature.
Reformatted the page headers and footers to match the standard enrolled act format, replacing the original draft coding instructions.
Floor votes · Senate May 7, 2026 · House May 27, 2026
How they voted
35–0
Passed · 5 other
Total votes 40
May 7, 2026
D
Democratic12
83% Yea
R
Republican28
89% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
25
Key actions
6
Committee
7
Amendments
2
May 28, 2026
Upper · Passed
Amendments proposed by the House read and concurred in by a vote of 34 yeas and 0 nays.
upper
May 27, 2026
Lower · Passed
Read third time by title, roll called on final passage, yeas 96, nays 1. Finally passed, ordered to the Senate.
lower
May 25, 2026
Introduced
Reported with Legislative Bureau amendments.
lower
May 20, 2026
Committee
Referred to the Legislative Bureau.
lower
May 20, 2026
Introduced
Read by title, amended.
lower
May 19, 2026
Lower · Passed
Reported with amendments (12-0). To be recommitted to the Committee on Appropriations.
lower
May 11, 2026
Committee
Read by title, under the rules, referred to the Committee on Insurance.
lower
May 7, 2026
Upper · Passed
Rules suspended. Read by title, passed by a vote of 34 yeas and 0 nays, and sent to the House. Motion to reconsider tabled.
upper
May 5, 2026
Upper · Passed
Reported with amendments.
upper
Mar 23, 2026
Committee
Read by title. Ordered engrossed and recommitted to the Committee on Finance.
upper
Mar 18, 2026
Upper · Passed
Reported favorably.
upper
Mar 9, 2026
Committee
Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.
upper
1 primary · 1 co-sponsor
Sponsors
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