INSURANCE/HEALTH: Provides relative to insurance coverage for hearing aids (EG1 INCREASE GF EX See Note)

HB 774 requires health insurance companies in Louisiana to cover hearing aids for children under 18 and young adults up to age 26 who are already covered under their insurance policy. The bill mandates that coverage must be provided by a licensed audiologist or hearing aid specialist after a physician's medical clearance and a medically appropriate audiological evaluation. This change applies directly to insured individuals in these age groups and overrides previous insurance coverage limitations (R.S. 22:1047). The law ensures that hearing aid coverage is tied to medical necessity and professional evaluation, rather than being excluded under standard policy terms.