INSURANCE: Provides relative to procedures for joining liability insurers and asserting coverage defenses

HB 765 modifies Louisiana law governing liability insurance procedures. It allows insurers to be added as defendants in court cases solely to enforce final judgments or settlements, rather than requiring them to be part of the original lawsuit. The bill also mandates that insurers denying coverage must provide written notice to all attorneys and the insured within 60 days of certain triggers (like receiving a claim) and no later than 30 days before trial. These changes directly affect insurers, insured individuals/businesses, and their legal representatives in liability claims.