INSURANCE DEPARTMENT: Requests the Department of Insurance to review whether insureds are being improperly included in claims information exchanges.

This resolution (SR 161) requests Louisiana's Department of Insurance to review whether residents are being incorrectly included in insurance claims data exchanges when they simply ask questions about coverage or report a loss without demanding payment. It addresses concerns that such inquiries - legally not considered "claims" under Louisiana law - are sometimes recorded in industry databases, potentially leading to unfair premium increases or coverage denials. The request aims to ensure the Department verifies that only actual claims (where payment is demanded) are shared, protecting consumers from inaccurate data affecting their insurance. As a procedural resolution, it does not create new law but asks the Department to conduct a review of current practices.