AUTOMOBILE INSURANCE: Provides relative to auto insurance. (8/1/25)

SB 170 amends Louisiana's auto insurance laws to protect consumers from unfair practices. It prohibits insurers from increasing premiums or denying coverage due to policy lapses, age (over 65), hearing disabilities, or being a paid/volunteer fireman. The bill also bans using non-fault accidents to raise rates and clarifies that insurers cannot assume vehicle titles without covering valid towing/storage fees. These changes directly affect all Louisiana drivers with auto insurance policies.