HR 341 Louisiana House · 2025 Regular Session

INSURANCE/PROPERTY: Requests the Louisiana Department of Insurance to conduct a comprehensive study on incentives and standard benchmarks for integration into the Louisiana Fortify Homes Program

HR 341 requires the Louisiana Department of Insurance (LDI) to study incentives and standards for the Fortify Homes Program, directly affecting coastal homeowners and new residential construction. The bill mandates the LDI to evaluate current practices and make specific recommendations to update coastal building codes for new homes. This study aims to improve resilience against storms by establishing clearer benchmarks for construction standards. The bill focuses on concrete policy changes through a formal LDI review process, without specifying new funding or regulations.

Bill status passed 3 of 5 stages cleared

Introduction

Jun 2025

Committee Review

House Passage

Jun 2025

Senate Passage

Governor

Introduced Jun 9, 2025 Last action Jun 13, 2025

Maddy AI version diff · 1 comparison

What changed between versions

HR341 Original → HR341 Enrolled · 4 edits · Jun 12, 2025

MODERATE

The bill was converted from a House Resolution to an Enrolled version, which formalizes it for potential legislative action. The text was reorganized and expanded to provide a more detailed justification for studying insurance incentives, citing specific data on Louisiana's high vulnerability to hurricanes and the financial burden on homeowners. It also added specific details about the Fortified Roof program's funding and the benefits of different resilience levels.

Scope change

The bill's scope remains focused on urging the Department of Insurance to study incentives for the Fortify Homes Program, but the context and supporting data within the bill have been significantly expanded to emphasize the urgency of the issue.

TECHNICAL

The document header was updated from 'HLS 25RS-3540 ORIGINAL' to 'ENROLLED' and the session title was adjusted to reflect the enrolled status.

Detailed statistics were inserted regarding household spending on insurance, the specific wind speed thresholds for different risk categories, and the history of the Fortify Homes Program grants.

The order of the 'WHEREAS' clauses was rearranged to group related facts about insurance costs, program funding, and building standards together for better flow.

REQUIREMENT

New clauses were added to specify that the study should evaluate Alabama's benchmark discounts for Fortified Roof, Silver, and Gold designations to ensure Louisiana offers competitive rates.

Floor votes · House Jun 11, 2025

How they voted

98–0

Passed · 4 other

Total votes 102

Jun 11, 2025

D Democratic31

28 Yea 3

90% Yea

R Republican71

70 Yea 1

98% Yea

Vote distribution

All Yea All Nay Mixed No data

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Jun 11, 2025

Lower · Passed

Read by title, amended, roll called, yeas 100, nays 0. The resolution was adopted.

lower

1 primary · 2 co-sponsors