INSURANCE: Requests the Department of Insurance to study the impact on automobile insurance rates when bodily injury claimants submit medical treatment claims for accident-related injuries to out-of-network providers rather than in-network providers

HR 338 is a resolution requesting the Louisiana Department of Insurance to study how automobile insurance rates are affected when accident injury claimants seek medical treatment from out-of-network providers instead of in-network ones. It specifically examines the impact of healthcare providers refusing insurance coverage for accident-related injuries in favor of cash payments. This study would provide data on whether out-of-network billing practices influence insurance pricing for drivers. The resolution directs the department to analyze these factors without implementing new regulations or rate changes.