BANKS/BANKING: Provides relative to disclosure of financial records

HB 91 requires banks in Louisiana to wait at least 30 business days before disclosing financial records in response to a request. Banks must also be reimbursed for reasonable costs like document copying, research, and personnel time incurred during the disclosure process. This applies to all record requests, whether the bank is involved in litigation or not. The law mandates that requesters provide proof of 30-day notice via affidavit and allows disputes over reimbursement costs to be resolved by a court. The bill directly affects banks handling financial record requests and the individuals or entities seeking those records.