INSURANCE POLICIES: Provides for patient's right to prompt coverage. (gov sig) (EN SG RV See Note)

SB 58 amends existing insurance laws to establish a patient's right to prompt coverage under specific conditions. The bill modifies legal references and clarifies that insurers violating these coverage rules will be treated as engaging in unfair trade practices. It also updates the language regarding scientific evidence and rare conditions to ensure precise definitions within the statute. Ultimately, the legislation sets a new effective date of January 1, 2025, for these changes to take effect.