INSURANCE POLICIES: Requires an applicant or an existing insured regarding a homeowner's insurance policy to disclose to their insurer the property is to be used or is being used as a group home. (gov sig)

This bill requires anyone applying for homeowner's insurance or currently holding such a policy in Louisiana to tell their insurer if the property is being used or will be used as a group home. If a person fails to provide this information, the insurance company has the right to cancel the policy or choose not to renew it when the term ends. The law aims to ensure that insurers are aware of the specific use of a home so they can assess risk accurately before issuing or continuing coverage.