INSURANCE/AUTOMOBILE: Prohibits insurers and third parties from sharing driver information without the driver's consent

This bill prohibits insurance companies and third parties from using a driver's personal telematic data without the express consent of the vehicle owner. The law specifically bans insurers from using this data, such as information from driving apps or dashcams, as a factor to calculate insurance premiums. By requiring explicit permission before accessing this information, the legislation aims to give drivers control over how their driving habits are utilized for rating purposes. The bill applies directly to anyone writing private passenger motor vehicle insurance and any other entities that might access this type of data.