INSURANCE/HEALTH: Provides relative to step therapy or fail first protocols (EN INCREASE SG EX See Note)

This bill modifies insurance regulations to prevent health plans from using step therapy or fail-first protocols for prescriptions of certain ventilators. Specifically, it mandates that coverage plans must not require patients to try alternative treatments first if the ventilator needs frequent servicing or if clinical evidence suggests alternatives would be less effective or harmful. The legislation directly affects health insurance companies and patients requiring ventilator support by ensuring these devices are covered without unnecessary hurdles.