INSURANCE: Provides relative to insurance fraud

HB 651 updates the state's insurance fraud laws by adding a new category of fraudulent activity. This provision specifically targets individuals who submit documents containing false information about the scope of damages or repair costs for property insurance claims. By clarifying that presenting such misrepresentations constitutes fraud, the bill aims to strengthen protections for insurers and insureds against deceptive practices. The legislation also includes minor textual corrections to ensure consistent language throughout the statute.