AN ACT relating to insurance.

HB 522 amends a Kentucky insurance law (KRS 304.5-150) to replace gendered language ("his or her") with gender-neutral terms in the requirement for insurers to file reinsurance contracts with the insurance commissioner. This change directly affects insurance companies and the commissioner by updating the statutory language governing reinsurance filings, without altering the underlying filing process or requirements. The bill is a procedural update to modernize the statute's language and does not create new insurance policies or obligations. It is currently in the early committee review stage.