Amending the uniform arbitration act of 2000 to make certain agreements to appraise or arbitrate in contracts of insurance invalid and creating exceptions therefor.

HB 2351 invalidates most agreements requiring insurance disputes to be resolved through arbitration in standard insurance contracts renewed after July 1, 2025, except for reinsurance contracts. This means insurers cannot enforce mandatory arbitration clauses in typical policies, instead treating such clauses as mere offers to arbitrate rather than binding agreements. The bill directly affects policyholders (who can no longer be forced into arbitration) and insurers (who must offer arbitration as an option, not require it). It takes effect July 1, 2025, changing how insurance disputes are handled in Kansas courts.