A bill for an act relating to prior authorization for dental care services, notice to dental care providers that a dental care service plan is state-regulated, and the recovery of overpayments by a dental carrier.

SSB 1146 (now renumbered as SF 470) establishes new rules for dental insurance in Iowa, affecting dental providers, insurance companies (dental carriers), and patients. It requires dental carriers to reimburse providers for services approved via prior authorization (with exceptions like exceeded benefit limits or documentation issues), and mandates that carriers notify providers if a patient's plan is state-regulated - via online portals or "state-regulated" labels on ID cards starting in 2025. The bill also limits dental carriers' ability to recover overpayments, requiring written notice within 365 days of payment and providing providers with appeal options for disputed claims. These changes aim to clarify billing processes and ensure transparency in dental coverage.