A bill for an act relating to home inspections, including persons authorized to perform home inspections and requirements for independent home inspection reports, providing penalties, and making penalties applicable.

Formatting and layout changed from a single-column enrolled format to a multi-column introduced bill format with page numbers and committee information.

Added bill tracking numbers (TLSB 2328SV, LSB 2328SV) and committee attribution (Commerce Committee) to the introduced version.

Removed signatures and certification language from the enrolled version that indicated the bill had passed the Senate and House.

Added a new requirement that home inspectors must maintain errors and omissions insurance and general liability insurance with minimum coverage amounts of $100,000 per occurrence and $500,000 aggregate, with deductibles not exceeding $2,500.

Corrected formatting and numbering throughout the document, including fixing inconsistent line breaks, capitalization, and section numbering to match standard legislative formatting.

Added page numbers and committee information to the reprint version, including the successor bill reference (SSB 1144) and the date the Senate passed the bill.

Removed governor's signature block, date, and cover letter transmittal that was part of the signed enrolled bill PDF

Added clean bill header with proper Senate File 460 title and section numbering

Changed page references from 'Senate File 450' to 'Senate File 460' in margin notes

Replaced handwritten-style signature text with proper legislative formatting

Added a new category of authorized home inspectors to include persons who hold a license or registration in good standing to perform home inspections in another state, expanding eligibility beyond just Iowa-licensed inspectors, architects, and engineers.

Added a new penalty provision prohibiting home inspectors from accepting engagements where the fee or engagement is contingent on the inspection report's conclusions, preestablished findings, or the closing of the transaction.

The document was reformatted from a draft legislative text to a final signed enrolled bill, including the addition of the Governor's signature block, date, and official seal elements.

Minor formatting changes were made to the insurance requirements section, though the substantive coverage amounts and requirements remained unchanged.