A bill for an act relating to insurance coverage and Medicaid coverage for annual lung cancer screenings for at-risk individuals.

SF 417 requires both Medicaid and most private health insurance plans to cover annual low-dose CT lung cancer screenings for at-risk individuals aged 50 or older. It defines "at-risk" as people with a history of regular smoking or secondhand smoke exposure, a family member diagnosed with lung cancer, or occupational exposure to certain carcinogens like asbestos or radon. The bill mandates that insurers cannot impose copays, deductibles, or other out-of-pocket costs for these screenings and requires Medicaid to provide coverage once a federal waiver is approved. This applies to most health insurance plans but excludes specialized coverages like accident-only or dental insurance.