SF 2448 Iowa Senate · 2025-2026 Regular Session

A bill for an act relating to residential real estate, including access to records of unit owners associations and the disclosure of home inspection information.

This bill (SF 2448) modifies Iowa's residential real estate rules to improve transparency for buyers, sellers, and homeowners. It requires homeowners' associations to provide certified payment status (showing if dues are paid or overdue, including future amounts) and limits fees for record access to actual production costs, with documentation required for fees. For home inspections, it shifts the obligation: sellers can now request free copies of inspection report sections related to buyer repair requests, and buyers must provide these sections or risk the seller canceling the contract without penalty. These changes directly affect homeowners' associations, real estate buyers, and sellers during property transactions.
Bill status signed all 5 stages cleared
Introduction
Feb 2026
Committee Review
Mar 2026
Senate Passage
Apr 2026
House Passage
Mar 2026
Signed into Law
Apr 2026
Introduced Feb 23, 2026 Signed Apr 30, 2026
Maddy AI version diff · 3 comparisons

What changed between versions

Enrolled Enrolled with Governor's Action · 5 edits · Apr 30, 2026
MODERATE
This bill adds new requirements for residential real estate transactions in Iowa, specifically mandating that unit owners' associations provide a certification of dues payment status and a schedule of transfer fees. It also clarifies the rules for charging fees for these records and establishes a new right for sellers to receive specific portions of home inspection reports related to buyer remediation requests without charge.
Scope change
The bill expands the scope of required disclosures for unit owners' associations and modifies the handling of home inspection reports to include specific protections for sellers.
REQUIREMENT

Unit owners' associations must now provide a certification stating whether dues are paid in full or delinquent, along with any approved future assessments.

Associations must provide a schedule and disclosure of all fees related to transferring real property ownership within the community.

The fee charged for providing these records is capped at the estimated cost of production or reproduction, and sellers must receive reasonable documentation supporting any fee charged.

Sellers now have the right to receive, without charge, specific portions of a home inspection report that relate to remediation requests made by the buyer.

ENFORCEMENT

If a buyer fails to provide the requested inspection report portions to the seller, the seller may cancel the purchase contract without penalty.

Floor votes · Senate Mar 5, 2026

How they voted

420
Passed · 7 other
Total votes 49
Mar 5, 2026
D Democratic15
13 Yea 2
86% Yea
R Republican34
29 Yea 5
85% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
27
Key actions
14
Committee
7
Amendments
5
Apr 30, 2026
Signed into law
Signed by Governor.
upper
Apr 6, 2026
Upper · Passed
Passed Senate, yeas 47, nays 0.
upper
Apr 6, 2026
Upper · Passed
Senate concurred with S-5129.
upper
Mar 24, 2026
Introduced
Message from House, with amendment S-5129.
upper
Mar 24, 2026
Lower · Passed
Passed House, yeas 95, nays 0.
lower
Mar 24, 2026
Lower · Passed
Amendment H-8244 adopted, as amended.
lower
Mar 24, 2026
Lower · Passed
Amendment H-8257 to amendment H-8244 adopted.
lower
Mar 23, 2026
Introduced
Amendment H-8257 filed.
lower
Mar 19, 2026
Introduced
Amendment H-8244 filed.
lower
Mar 19, 2026
Lower · Passed
Committee vote: Yeas, 22. Nays, 0. Excused, 1.
lower
Mar 19, 2026
Lower · Passed
Committee report, recommending passage.
lower
Mar 11, 2026
Legislature · Passed
Subcommittee recommends passage.
legislature
Mar 10, 2026
Legislature · Passed
Subcommittee Meeting: 03/11/2026 12:30PM RM 102.
legislature
Mar 10, 2026
Lower · Passed
Subcommittee reassigned: Nordman, Judge and Young.
lower
Mar 9, 2026
Lower · Passed
Subcommittee: Young, Blom and McBurney.
lower
Mar 5, 2026
Upper · Passed
Passed Senate, yeas 42, nays 0.
upper
Feb 23, 2026
Upper · Passed
Committee report, approving bill.
upper
Feb 23, 2026
Introduced
Introduced, placed on calendar.
upper
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.