A bill for an act allowing certain cities to opt out of the municipal fire and police retirement system.

This bill allows cities in Iowa with fewer than 10,000 residents to opt out of the statewide municipal fire and police retirement system. Current firefighters and police officers hired before a city's opt-out decision remain in the system, while new hires after the opt-out join the Iowa public employees' retirement system instead. The change applies only to cities under 10,000 population and does not affect existing members' benefits. It modifies retirement system participation rules without altering current members' coverage.