HSB 698 Iowa House · 2025-2026 Regular Session

A bill for an act relating to standards for settlement of certain motor vehicle insurance claims.

This bill sets new rules for how insurers pay for vehicle repairs after accidents. It requires property insurers (covering the insured's own car) to use only locally available aftermarket parts (from distributors within 100 miles of the repair shop) when settling first-party claims involving those parts. For third-party claims (like when another driver's insurance covers your car), insurers must pay for original manufacturer parts unless the car owner gives written consent to use aftermarket parts, and the insurer agrees to cover necessary modifications and any liability claims related to those parts. These rules directly affect car owners, insurers, and repair facilities by standardizing payment methods and requiring specific consent for alternative parts.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2026
Committee Review
Floor Vote
Governor
Introduced Feb 9, 2026 Last action Feb 12, 2026
Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
4
Key actions
3
Committee
3
Feb 12, 2026
Legislature · Passed
Subcommittee recommends passage.
legislature
Feb 11, 2026
Legislature · Passed
Subcommittee Meeting: 02/12/2026 8:00AM RM 305.
legislature
Feb 9, 2026
Lower · Passed
Subcommittee: Bossman, Bagniewski and Meggers.
lower
Feb 9, 2026
Introduced
Introduced, referred to Transportation.
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.