HF 777 Iowa House · 2025-2026 Regular Session

A bill for an act relating to applications for a motor vehicle salvage certificate of title by an insurer without surrendering the certificate of title or manufacturer’s or importer’s statement of origin, making penalties applicable, and including effective date provisions.

HF 777 allows Iowa insurers to obtain a salvage title for a motor vehicle without requiring the physical title document, directly affecting insurers handling damaged or stolen vehicles covered under settlement agreements. The bill requires insurers to wait 30 days after settlement, document two written attempts to obtain the title (via certified mail), and submit supporting proof of ownership transfer (like power of attorney or duplicate title applications) instead of the physical title. Applications must include a $20 fee, $5 surcharge, proof of settlement payment, and can use electronic signatures under penalty of perjury. The salvage title will be lien-free with "SALVAGE" marked on it and takes effect January 1, 2026.
Bill status signed all 5 stages cleared
Introduction
Mar 2025
Committee Review
Mar 2026
House Passage
Apr 2026
Senate Passage
Apr 2026
Signed into Law
May 2026
Introduced Mar 5, 2025 Signed May 15, 2026
Maddy AI version diff · 3 comparisons

What changed between versions

Enrolled Enrolled with Governor's Action · 2 edits · May 15, 2026
MINOR
The bill's text was reformatted from a line-by-line layout to a standard paragraph structure, and the signatures were moved to the bottom of the document. No substantive policy changes, such as new laws, dates, or requirements, were added or removed.
TECHNICAL

The layout of the bill text was changed from a vertical list of words to standard paragraph formatting for readability.

The placement of the Speaker and Senate President signatures was moved from the top of the document to the bottom.

Floor votes · Senate Apr 8, 2026 · House Mar 17, 2025

How they voted

440
Passed · 5 other
Total votes 49
Apr 8, 2026
D Democratic15
13 Yea 2
86% Yea
R Republican34
31 Yea 3
91% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
29
Key actions
12
Committee
5
Amendments
5
May 15, 2026
Signed into law
Signed by Governor.
lower
Apr 15, 2026
Lower · Passed
Passed House, yeas 95, nays 0.
lower
Apr 15, 2026
Lower · Passed
House concurred in Senate amendment H-8336.
lower
Apr 8, 2026
Introduced
Senate amendment H-8336 filed.
lower
Apr 8, 2026
Upper · Passed
Passed Senate, yeas 45, nays 0.
upper
Apr 8, 2026
Upper · Passed
Amendment S-5110 adopted, as amended.
upper
Apr 8, 2026
Upper · Passed
Amendment S-5157 adopted.
upper
Apr 6, 2026
Introduced
Amendment S-5157 to S-5110 filed.
upper
Mar 19, 2026
Introduced
Amendment S-5110 filed.
upper
Mar 19, 2026
Upper · Passed
Committee report, recommending amendment and passage.
upper
Jan 28, 2026
Legislature · Passed
Subcommittee recommends passage.
legislature
Jan 27, 2026
Legislature · Passed
Subcommittee Meeting: 01/28/2026 2:00PM Room 217 Conference Room.
legislature
Jan 27, 2026
Upper · Passed
Subcommittee reassigned: Rozenboom, Bennett, and Zumbach.
upper
Mar 24, 2025
Upper · Passed
Subcommittee: Klimesh, Koelker, and Townsend.
upper
Mar 17, 2025
Lower · Passed
Passed House, yeas 96, nays 0.
lower
Mar 5, 2025
Introduced
Introduced, placed on calendar.
lower
0 primary · 0 co-sponsors

Sponsors

No sponsor information available.