A bill for an act relating to health insurance coverage for assertive community treatment services.

HF 443 requires health insurance plans in Iowa to cover assertive community treatment services for dependents who receive care from providers enrolled in the state's medical assistance program (chapter 249A). This applies to most individual and group health insurance plans, including hospital and medical service contracts, effective January 1, 2026. The bill does not cover specialized insurance like dental, vision, workers' compensation, or short-term medical plans. It mandates coverage for these specific mental health services to ensure dependents have access to community-based treatment through state-qualified providers. The Iowa Insurance Commissioner may create rules to implement this requirement.