Consumer information protection.
Summary
Provides that certain consumers may submit proper identification to a credit reporting agency, request certain information, and submit a dispute with the credit reporting agency. Specifies that if a consumer provides proper identification, the credit reporting agency shall: (1) verify the consumer's identity with the federal Social Security Administration; (2) conduct a search of all files maintained by the consumer reporting agency; (3) provide the consumer with certain information from the Social Security number search; (4) investigate a dispute submitted by the consumer; and (5) take all lawful actions to remove the consumer's verified Social Security number from files not associated with the consumer. Allows the attorney general to collaborate with consumer reporting agencies to create an online portal for consumers to use for submitting a Social Security number search request. Provides that a consumer reporting agency may not charge a consumer for making a request or submitting a dispute.
Bill status
in committee
1 of 4 stages cleared
Introduction
Jan 2023
Committee Review
Floor Vote
Governor
Introduced Jan 9, 2023
Last action Jan 9, 2023
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
2
Key actions
0
Committee
0
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Ryan Lauer
RRepublican
Ask Maddy
·
AI policy assistant
Ask Maddy about HB 1093
Scope: IN
Hi! I can help you understand HB 1093. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline