Consumer loan finance charges.

Makes the following changes to the Uniform Consumer Credit Code: (1) Provides that for a consumer loan, a lender may contract for a loan finance charge not exceeding 36% per year, in the case of a loan agreement entered into after June 30, 2021 (versus a loan finance charge not exceeding 25%, in the case of a loan agreement entered into before July 1, 2021, and in the case of any consumer loan under current law). (2) Amends the definition of "supervised loan" to provide that the term applies only to specified consumer loans for which a loan agreement is entered into before July 1, 2021. (3) Amends the provisions concerning the permitted loan finance charge for supervised loans to provide that the provisions apply only to a loan agreement (or to an agreement for the refinancing or consolidation of a loan) that is entered into before July 1, 2021. (4) Specifies that if a supervised loan entered into by a lender and a debtor before July 1, 2021, is paid in full by a new loan from the same lender after June 30, 2021, the new loan is not considered a supervised loan and is subject to provisions on the permitted loan finance charge for consumer loans. Makes conforming changes to provisions in the Indiana Code that reference the permitted finance charge for supervised loans.