Child Care Accessibility and Early Childhood

Amends the Child Care Act of 1969. Provides that a licensed day care center may hire an individual who is in the process of completing the educational requirements set forth in administrative rules as an Interim Conditional Child Care Director for a period of 12 months. Requires the hired individual to provide documentation that shows that the individual is enrolled in courses that meet the requirements set forth in administrative rules. Provides that the individual shall be enrolled in an accredited college or university. Provides that during the 12-month employment period, an Interim Conditional Child Care Director with specified qualifications is exempt from the educational requirements set forth in administrative rules.

Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt and to have the premium refunded if, after examination of the policy, certificate, or rider, the applicant is not satisfied for any reason. Provides that a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. Provides that a pet insurer may issue policies that impose waiting periods upon effectuation of the policy that do not exceed 30 days for illnesses or orthopedic conditions not resulting from an accident. Prohibits waiting periods for accidents. Provides that no pet insurer or insurance producer shall market a wellness program as pet insurance. Sets forth provisions concerning wellness programs sold by a pet insurer or insurance producer.

Amends the Child Care Act of 1969. Provides that coursework related to psychology shall count toward the semester hours that an early childhood teacher must obtain to be qualified as an early childhood teacher. Provides that, before July 1, 2026, the Department of Children and Family Services shall publish and maintain on its website a full and complete list of courses that qualify toward the attainment of the required qualifications for a child care teacher. Provides that, on and after July 1, 2026, the Department of Early Childhood shall publish and maintain on its website a full and complete list of courses that qualify toward the attainment of the required qualifications for a child care teacher.

SB 406 makes a technical correction within the School Code. Specifically, it amends a section related to the short title of the code.

States that the new Department of Early Childhood and its planning process should prioritize appropriate attention to the facilities needs of our State's mixed-delivery system of early care and education. Additionally states that the State should move expeditiously to award its remaining Early Childhood Construction Grant monies to qualified applicants, to assist providers of critical birth-to-five programs in meeting their growing building-and-repair demands. Finally states that the State should also move as quickly as feasible to replenish Early Childhood Construction Grant resources to help Illinois achieve the long-term vision of the bipartisan Funding Commission for making services "simpler, better, fairer" for young children, their families, and communities statewide.