INS CD-AUTO INS-UNLICENSED

Amends the Illinois Insurance Code. Provides that an insurer issuing a policy of automobile liability insurance listing a driver as insured shall not deny coverage to that driver for the sole reason that he or she lacks a valid drivers license, provided that such person was identified on the application for the policy as an unlicensed driver. Provides that advertising or otherwise promoting the sale or solicitation of a policy of automobile insurance that includes a statement that a valid driver's license is not required in order to obtain automobile insurance, followed by the denial of coverage based on the lack of a valid driver's license when a claim is made on such policy of automobile insurance is defined as an unfair method of competition and unfair and deceptive act or practice in the business of insurance. Effective immediately.