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SB 1879 Illinois Senate · 95th Regular Session

HUMAN RTS, FAIRNESS IN LENDING

Summary
Creates the Mortgage Steering Act. Prohibits mortgage loan steering or other specified fee and loan practices, based upon (i) the borrower's credit history, (ii) the borrower's capacity to repay the loan, and (iii) the property on which the loan is secured, because of that borrower’s race, gender, age, disability, or national origin. Provides that the Attorney General shall enforce the Act and grants the Attorney General the additional listed enforcement powers. Provides for injunctive relief, restitution, and civil penalties for violations of the Act. Provides that a person who suffers actual damages as a result of a violation of the Act by a lender may bring an action against that lender and may be awarded actual economic damages or any other relief that the court deems proper. Provides that any waiver or modification of the rights, provisions, or remedies of the Act shall be void and unenforceable.
Bill status signed all 5 stages cleared
Introduction
Apr 2008
Committee Review
May 2008
Senate Passage
May 2008
House Passage
May 2008
Signed into Law
Sep 2008
Introduced Apr 17, 2008 Signed Sep 25, 2008
Floor votes · Senate May 30, 2008 · House May 28, 2008

How they voted

45–0
Passed · 2 other
Total votes 47
May 30, 2008
D Democratic29
27 Yea 2
93% Yea
R Republican18
18 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
94
Key actions
14
Committee
19
Amendments
17
Sep 23, 2008
Vetoed
Amendatory Veto Overridden Both Houses
upper
Sep 23, 2008
Vetoed
Override Amendatory Veto - House Passed 098-000-000
lower
Sep 23, 2008
Vetoed
Motion Filed Override Amendatory Veto Rep. Marlow H. Colvin
lower
Sep 22, 2008
Vetoed
Placed on Calendar Amendatory Veto September 23, 2008
lower
Sep 22, 2008
Introduced
Arrived in House
lower
Sep 22, 2008
Vetoed
Override Amendatory Veto - Senate Passed 055-000-000
upper
Sep 22, 2008
Vetoed
Motion Filed Override Amendatory Veto Sen. Jacqueline Y. Collins
upper
Sep 22, 2008
Vetoed
Placed on Calendar Amendatory Veto September 22, 2008
upper
Aug 26, 2008
Vetoed
Governor Amendatory Veto
upper
May 30, 2008
Upper · Passed
Passed Both Houses
upper
May 30, 2008
Introduced
House Floor Amendment No. 3 Senate Concurs 056-000-000
upper
May 30, 2008
Introduced
House Floor Amendment No. 3 Motion To Concur Recommended Do Adopt Financial Institutions; 006-000-000
upper
May 29, 2008
Committee
House Floor Amendment No. 3 Motion to Concur Rules Referred to Financial Institutions
upper
May 29, 2008
Committee
House Floor Amendment No. 3 Motion to Concur Referred to Rules
upper
May 29, 2008
Introduced
Placed on Calendar Order of Concurrence House Amendment(s) 03-May 30, 2008
upper
May 29, 2008
Introduced
Secretary's Desk - Concurrence House Amendment(s) 03
upper
May 28, 2008
Amended
House Floor Amendment No. 2 Tabled Pursuant to Rule 40(a)
lower
May 28, 2008
Lower · Passed
House Floor Amendment No. 3 Adopted by Voice Vote
lower
May 28, 2008
Amended
House Committee Amendment No. 1 Tabled
lower
May 28, 2008
Lower · Passed
House Committee Amendment No. 1 Motion to Table Amendment - Prevailed
lower
May 28, 2008
Lower · Passed
House Committee Amendment No. 1 Motion to Table Recommends Be Adopted Rules Committee; 005-000-000
lower
May 28, 2008
House · Passed
House Vote: pass (92-0-4)
house
May 27, 2008
Lower · Passed
House Floor Amendment No. 3 Recommends Be Adopted Rules Committee; 004-000-000
lower
May 23, 2008
Committee
House Floor Amendment No. 3 Referred to Rules Committee
lower
May 23, 2008
Introduced
House Floor Amendment No. 3 Filed with Clerk by Rep. Marlow H. Colvin
lower
May 22, 2008
Committee
House Committee Amendment No. 1 Motion to Table Referred to Rules Committee
lower
May 22, 2008
Lower · Passed
House Committee Amendment No. 1 Motion Filed to Table Rep. Marlow H. Colvin
lower
May 21, 2008
Committee
House Floor Amendment No. 2 Referred to Rules Committee
lower
May 21, 2008
Introduced
House Floor Amendment No. 2 Filed with Clerk by Rep. Marlow H. Colvin
lower
May 20, 2008
Lower · Passed
Do Pass as Amended / Short Debate Judiciary I - Civil Law Committee; 010-000-000
lower
May 20, 2008
Lower · Passed
House Committee Amendment No. 1 Adopted in Judiciary I - Civil Law Committee; by Voice Vote
lower
May 20, 2008
Introduced
House Committee Amendment No. 1 Filed with Clerk by Judiciary I - Civil Law Committee
lower
May 9, 2008
Lower · Passed
Committee Deadline Extended-Rule 9(b) May 23, 2008
lower
May 6, 2008
Committee
Assigned to Judiciary I - Civil Law Committee
lower
Apr 24, 2008
Committee
Referred to Rules Committee
lower
Apr 17, 2008
Introduced
Arrived in House
lower
Apr 16, 2008
Upper · Passed
Senate Floor Amendment No. 2 Adopted; Collins
upper
Apr 3, 2008
Introduced
Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 007-000-000
upper
Apr 2, 2008
Introduced
Senate Floor Amendment No. 2 Rules Refers to Financial Institutions
upper
Apr 1, 2008
Committee
Senate Floor Amendment No. 2 Referred to Rules
upper
Apr 1, 2008
Introduced
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Jacqueline Y. Collins
upper
Mar 13, 2008
Upper · Passed
Do Pass as Amended Financial Institutions; 008-000-000
upper
Mar 13, 2008
Upper · Passed
Senate Committee Amendment No. 1 Adopted
upper
Mar 12, 2008
Upper · Passed
Senate Committee Amendment No. 1 Rules Refers to Financial Institutions
upper
Mar 12, 2008
Committee
Senate Committee Amendment No. 1 Referred to Rules
upper
Mar 12, 2008
Introduced
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Jacqueline Y. Collins
upper
Feb 7, 2008
Committee
Assigned to Financial Institutions
upper
Jan 10, 2008
Committee
Referred to Rules
upper
0 primary · 10 co-sponsors

Sponsors

No sponsor information available.