INS-AUTO REPAIR FACILITIES

Amends the Illinois Insurance Code. Prohibits insurers from requiring insureds or claimants to utilize designated facilities or the products of designated manufacturers as a prerequisite to the payment of a claim, engaging in any act of coercion or intimidation to cause an insured or claimant to utilize the services or products of a designated facility or manufacturer, and failing to disclose to the insured or claimant that the third party representative in connection with a glass claim is not the insurer but is acting on behalf of the insurer, failing to disclose to an insured or claimant at the time of recommendation of a repair facility or manufacturer that the insured or claimant is not obligated to use that facility or manufacturer, failing to disclose to the insured or claimant at the time of recommendation of a repair facility or manufacturer that the insurer or its third party representative has a financial interest in that facility or manufacturer. States that insurers are not required to pay an amount for motor vehicle repair that is greater than the prevailing competitive charges within a reasonable geographic area in order to comply with the requirements. Provides penalties. Effective January 1, 2006.