INSURANCE COVER HEARING AIDS

Amends the Illinois Insurance Code, the Health Maintenance Organization Act, and the Voluntary Health Services Plans Act to require that coverage under those Acts include coverage for hearing aids for minors. Requires the coverage to include the full cost of a hearing aid for each impaired ear up to $1,400 every 36 months and related services. Allows insureds to purchase more expensive hearing aids and pay the difference in cost without penalty to the insured or provider of the hearing aid. Allows insurers to not pay the claim for hearing aid coverage if the insured filed a claim less than 3 years prior to the claim filed with the insurer and the claim was paid by any insurer.