CONS FRAUD ACT-SEC FREEZE
Summary
Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer who has been the victim of identity theft may place a security freeze on his or her credit report by making a request in writing by certified mail to a consumer credit reporting agency with a valid copy of a police report, investigative report, or complaint that the consumer has filed with a law enforcement agency about unlawful use of his or her personal information by another person. Requires a credit reporting agency to place a security freeze on a consumer's credit report no later than 5 business days after receiving a written request from the consumer. Provides that if the consumer wishes to allow his or her credit report to be accessed for a specific party, parties, or period of time while a freeze is in place, he or she shall contact the consumer credit reporting agency, request that the freeze be temporarily lifted, and provide certain information. Provides that if a security freeze is in place, a credit reporting agency shall not change any of the following official information in a credit report without sending a written confirmation of the change to the consumer within 30 days of the change being posted to the consumer's file: (i) name, (ii) date of birth, (iii) Social Security number, and (iv) address. Provides that certain entities are not required to place a security freeze in a credit report provided certain conditions are met. Defines "proper identification".
Bill status
signed
all 5 stages cleared
Introduction
Mar 2005
Committee Review
May 2005
House Passage
May 2005
Senate Passage
May 2005
Signed into Law
Jun 2005
Introduced Mar 17, 2005
Signed Jun 24, 2005
Floor votes · Senate May 11, 2005 · House May 27, 2005
How they voted
54–0
Passed · 1 other
Total votes 55
May 11, 2005
D
Democratic29
96% Yea
R
Republican26
100% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
100
Key actions
12
Committee
17
Amendments
5
Jun 24, 2005
Signed into law
Governor Approved
lower
May 27, 2005
Lower · Passed
Passed Both Houses
lower
May 27, 2005
Lower · Passed
Senate Committee Amendment No. 2 House Concurs 116-000-000
lower
May 25, 2005
Lower · Passed
Senate Committee Amendment No. 2 Motion to Concur Recommends be Adopted Consumer Protection Committee; 009-000-000
lower
May 25, 2005
Committee
Senate Committee Amendment No. 2 Motion to Concur Rules Referred to Consumer Protection Committee
lower
May 24, 2005
Committee
Senate Committee Amendment No. 2 Motion to Concur Referred to Rules Committee
lower
May 24, 2005
Lower · Passed
Senate Committee Amendment No. 2 Motion Filed Concur Rep. Marlow H. Colvin
lower
May 11, 2005
Introduced
Placed on Calendar Order of Concurrence Senate Amendment(s) 2
lower
May 11, 2005
Introduced
Arrived in House
lower
May 11, 2005
Amended
Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
upper
May 11, 2005
Senate · Passed
Senate Vote: pass (54-0-1)
senate
May 6, 2005
Committee
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Rules
upper
May 5, 2005
Upper · Passed
Do Pass as Amended Executive; 012-000-000
upper
May 4, 2005
Upper · Passed
Senate Committee Amendment No. 2 Adopted
upper
May 3, 2005
Upper · Passed
Senate Committee Amendment No. 2 Rules Refers to Executive
upper
Apr 28, 2005
Committee
Senate Committee Amendment No. 2 Referred to Rules
upper
Apr 28, 2005
Introduced
Senate Committee Amendment No. 2 Filed with Secretary by Sen. Mattie Hunter
upper
Apr 20, 2005
Upper · Passed
Senate Committee Amendment No. 1 Postponed - Executive
upper
Apr 19, 2005
Upper · Passed
Senate Committee Amendment No. 1 Rules Refers to Executive
upper
Apr 18, 2005
Committee
Senate Committee Amendment No. 1 Referred to Rules
upper
Apr 18, 2005
Introduced
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Mattie Hunter
upper
Apr 13, 2005
Committee
Assigned to Executive
upper
Apr 6, 2005
Committee
Referred to Rules
upper
Mar 17, 2005
Introduced
Arrive in Senate
upper
Mar 8, 2005
Lower · Passed
Do Pass / Short Debate Consumer Protection Committee; 012-000-000
lower
Feb 10, 2005
Committee
Assigned to Consumer Protection Committee
lower
Feb 7, 2005
Committee
Referred to Rules Committee
lower
0 primary · 6 co-sponsors
Sponsors
No sponsor information available.
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