FAIR CREDIT REPORTING
Summary
Creates the Fair Credit Reporting Act and amends the Public Utilities Act. Directs the Illinois Commerce Commission to regulate the business of credit reporting agencies. Directs the Commission to investigate complaints against credit reporting agencies and to host public hearings. Provides for a civil penalty of up to $1,000 for a credit reporting agency's willful or negligent failure to resolve a consumer's complaint in a timely manner. Imposes certain requirements on credit reporting agencies. Provides that the federal Fair Credit Reporting Act governs matters not addressed by the Illinois Act.
Bill status
failed
1 of 4 stages cleared
Introduction
Feb 2003
Committee Review
Floor Vote
Governor
Introduced Feb 27, 2003
Last action Jan 11, 2005
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
7
Key actions
0
Committee
3
Jan 11, 2005
House · Failed
Session Sine Die
Mar 13, 2003
House · Referred to committee
Rule 19(a) / Re-referred to Rules Committee
Mar 5, 2003
House · Referred to committee
Assigned to Consumer Protection Committee
Feb 28, 2003
House · Referred to committee
Referred to Rules Committee
0 primary · 1 co-sponsor
Sponsors
Role
Legislator
Party
State
District
Co
Constance A. Howard
DDemocratic
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