CREDIT-DEBIT CARD DISCLOSURE

Creates the Credit Card and Debit Card Account Disclosure Act. Provides that a person or entity that provides anything of value upon presentation of a credit card or debit card may not print or otherwise reproduce on the cardholder's receipt either of the following: any part of the credit card or debit card account number, other than the last 5 digits or characters, or the expiration date of the credit card or debit card. Provides that the prohibition does not apply where the person to whom the credit card or debit card is presented cannot record credit card or debit card numbers except in writing or by imprint. Provides that the prohibition does not apply to electronic benefits transfers under the federal Food Stamp Program. Provides that a person who violates the prohibition is liable to the issuer or the cardholder for any actual damages resulting from the use of the cardholder's credit card or debit card without his or her permission and for costs and attorney's fees. Provides that the Act becomes operative on January 1, 2005 with respect to any credit card or debit card transaction receipt device that is in use prior to January 1, 2004, and becomes operative on January 1, 2004 with respect to any such device first put to use on or after January 1, 2004.