HB 2378 Illinois House · 93rd Regular Session

CREDIT REPORTING AGENCY ACT

Summary
Creates the Consumer Credit Reporting Agency Act. Establishes the duties of credit reporting agencies with respect to the gathering and distribution of credit information relating to consumers. Requires credit reporting agencies to allow inspections of files and requires notices to be given to subjects of credit reports. Sets forth conditions that must be met before a credit report may be distributed or disclosed. Establishes consumer rights. Prohibits certain information from being included in credit reports. Establishes a consumer's right to information in a credit report. Requires disclosure of credit scores to consumers. Provides a mechanism to correct disputed information. Establishes remedies for consumers.
Bill status failed 1 of 4 stages cleared
Introduction
Feb 2003
Committee Review
Floor Vote
Governor
Introduced Feb 20, 2003 Last action Jan 11, 2005
Floor votes

How they voted

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Full legislative history

Actions timeline

Total actions
10
Key actions
2
Committee
4
Amendments
2
Apr 4, 2003
Committee
Rule 19(a) / Re-referred to Rules Committee
lower
Mar 12, 2003
Lower · Passed
Do Pass as Amended / Short Debate Consumer Protection Committee; 010-000-000
lower
Mar 12, 2003
Lower · Passed
House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
lower
Mar 12, 2003
Introduced
House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee
lower
Feb 26, 2003
Committee
Assigned to Consumer Protection Committee
lower
Feb 20, 2003
Committee
Referred to Rules Committee
lower
0 primary · 1 co-sponsor

Sponsors

No sponsor information available.