BOATS-INSURANCE REQUIRED
Summary
Amends the Boat Registration and Safety Act. Provides that it is unlawful for the owner of a motorboat of more than 50 horsepower or a personal watercraft to operate or allow the operation of the motorboat or personal watercraft unless it is covered by a liability insurance policy with at least $50,000 of liability coverage per occurrence. Requires every owner or operator of a motorboat of more than 50 horsepower or a personal watercraft to carry within the motorboat or personal watercraft evidence of insurance. Provides penalties for violations. Authorizes the Department of Natural Resources to adopt rules as necessary to implement the provision.
Bill status
signed
all 5 stages cleared
Introduction
Apr 2026
Committee Review
May 2026
Senate Passage
May 2026
House Passage
May 2026
Signed into Law
Jul 2026
Introduced Apr 15, 2026
Signed Jul 24, 2026
Maddy AI version diff · 2 comparisons
What changed between versions
Engrossed
→
Enrolled
·
1 edit
·
Jul 24, 2026
MINOR
The bill has transitioned from its 'Engrossed' version to the final 'Enrolled' version, which is the official text signed into law. The substantive content regarding insurance requirements and liability remains identical, with the only changes being the removal of draft headers and the addition of final page numbering.
TECHNICAL
Removed draft identification headers (e.g., 'SB2972 Engrossed') and replaced them with the final 'SB2972 Enrolled' designation to indicate the bill is ready for enactment.
Floor votes · Senate Apr 15, 2026 · House May 21, 2026
How they voted
48–6
Passed · 4 other
Total votes 58
Apr 15, 2026
D
Democratic39
89% Yea
R
Republican19
68% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
40
Key actions
13
Committee
15
Amendments
6
Jul 24, 2026
Signed into law
Governor Approved
upper
May 21, 2026
Upper · Passed
Passed Both Houses
upper
May 21, 2026
Lower · Passed
Third Reading - Short Debate - Passed 080-022-003
lower
May 13, 2026
Lower · Passed
Do Pass / Short Debate Transportation: Vehicles & Safety; 010-000-000
lower
May 7, 2026
Lower · Passed
Committee Deadline Extended-Rule 9(b) May 15, 2026
lower
Apr 27, 2026
Committee
Assigned to Transportation: Vehicles & Safety
lower
Apr 15, 2026
Committee
Referred to Rules Committee
lower
Apr 15, 2026
Introduced
Arrived in House
lower
Apr 15, 2026
Amended
Senate Committee Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
upper
Apr 15, 2026
Upper · Passed
Third Reading - Passed; 049-006-000
upper
Mar 13, 2026
Committee
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
upper
Mar 11, 2026
Upper · Passed
Do Pass as Amended Transportation; 016-001-001
upper
Mar 10, 2026
Upper · Passed
Senate Committee Amendment No. 3 Adopted
upper
Mar 10, 2026
Upper · Passed
Senate Committee Amendment No. 2 Adopted
upper
Mar 10, 2026
Upper · Passed
Senate Committee Amendment No. 1 Postponed - Transportation
upper
Mar 4, 2026
Upper · Passed
Senate Committee Amendment No. 3 Assignments Refers to Transportation
upper
Mar 3, 2026
Upper · Passed
Senate Committee Amendment No. 2 Assignments Refers to Transportation
upper
Mar 3, 2026
Committee
Senate Committee Amendment No. 3 Referred to Assignments
upper
Mar 3, 2026
Introduced
Senate Committee Amendment No. 3 Filed with Secretary by Sen. Julie A. Morrison
upper
Feb 24, 2026
Committee
Senate Committee Amendment No. 2 Referred to Assignments
upper
Feb 24, 2026
Introduced
Senate Committee Amendment No. 2 Filed with Secretary by Sen. Julie A. Morrison
upper
Feb 17, 2026
Upper · Passed
Senate Committee Amendment No. 1 Assignments Refers to Transportation
upper
Feb 13, 2026
Committee
Senate Committee Amendment No. 1 Referred to Assignments
upper
Feb 13, 2026
Introduced
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
upper
Feb 3, 2026
Committee
Assigned to Transportation
upper
Jan 27, 2026
Committee
Referred to Assignments
upper
2 primary · 0 co-sponsors
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about SB 2972
Scope: IL
Hi! I can help you understand SB 2972. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline