MORTGAGE DEBT-RELEASE
Summary
Amends the Mortgage Act. Provides that the Act does not abrogate the Illinois common law that the payment in full of a debt secured by a mortgage extinguishes the lien. Provides that payment in full of a debt secured by a mortgage pursuant to a payoff statement, as defined in the Mortgage Certificate of Release Act, issued by or on behalf of the holder of the indebtedness extinguishes the lien of the mortgage. Effective immediately.
Bill status
signed
all 5 stages cleared
Introduction
Apr 2025
Committee Review
Apr 2025
Senate Passage
May 2025
House Passage
May 2025
Signed into Law
Aug 2025
Introduced Apr 9, 2025
Signed Aug 1, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
Engrossed
→
Enrolled
·
1 edit
·
Aug 1, 2025
MINOR
The bill version changed from 'Engrossed' to 'Enrolled', indicating it has been finalized and approved by both legislative chambers and is ready for the Governor's signature. No substantive policy changes, such as new laws, funding amounts, or eligibility criteria, were made during this final markup. The only modifications are technical formatting updates to the document header.
TECHNICAL
The document title was updated from 'Engrossed' to 'Enrolled', reflecting the bill's final status in the legislative process.
Floor votes · Senate Apr 9, 2025 · House May 22, 2025
How they voted
55–0
Passed · 3 other
Total votes 58
Apr 9, 2025
D
Democratic39
92% Yea
R
Republican19
100% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
27
Key actions
6
Committee
6
Aug 1, 2025
Signed into law
Governor Approved
upper
May 22, 2025
Upper · Passed
Passed Both Houses
upper
May 22, 2025
Lower · Passed
Third Reading - Short Debate - Passed 113-000-000
lower
Apr 23, 2025
Lower · Passed
Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000
lower
Apr 17, 2025
Committee
Assigned to Judiciary - Civil Committee
lower
Apr 10, 2025
Committee
Referred to Rules Committee
lower
Apr 9, 2025
Introduced
Arrived in House
lower
Apr 9, 2025
Upper · Passed
Third Reading - Passed; 056-000-000
upper
Feb 20, 2025
Upper · Passed
Do Pass Judiciary; 006-000-000
upper
Feb 11, 2025
Committee
Assigned to Judiciary
upper
Jan 31, 2025
Committee
Referred to Assignments
upper
2 primary · 0 co-sponsors
Sponsors
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