LOC GOV-CREDIT CARD AGREEMENTS
Summary
Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial institutions or other service providers to facilitate the acceptance and processing of credit card payments, then the agreement may not restrict or prevent the governmental entity from using the payment processing system outlined in the State Treasurer Act or any other payment processing system that the governmental entity has procured. Effective immediately.
Bill status
signed
all 5 stages cleared
Introduction
Apr 2026
Committee Review
May 2026
House Passage
May 2026
Senate Passage
May 2026
Signed into Law
Jul 2026
Introduced Apr 10, 2026
Signed Jul 10, 2026
Maddy AI version diff · 2 comparisons
What changed between versions
Engrossed
→
Enrolled
·
4 edits
·
Jul 10, 2026
MODERATE
The bill was amended to shift its focus from credit card payment processing to property tax enforcement, specifically updating the Property Tax Code. The changes introduce new definitions for tax auctions and sales, and significantly expand the county's authority to acquire, manage, and sell tax-delinquent properties without paying cash for liens.
Scope change
The bill's scope changed from regulating local government credit card fees to governing property tax lien auctions and the management of tax-delinquent properties by counties.
SCOPE
The bill's subject matter was changed from the Local Governmental Acceptance of Credit Cards Act to the Property Tax Code.
DEFINITION
New definitions were added for 'Interested party' and 'Tax deed auction' to clarify who can participate in tax proceedings and what constitutes an auction.
REQUIREMENT
New sections were added to allow counties to acquire tax liens without paying cash and to manage properties by performing maintenance like mowing or demolition.
ENFORCEMENT
New rules were established allowing counties to sell tax certificates to specific entities like land banks and affordable housing developers, with a 4-year deadline to record a tax deed or lose the rights.
Floor votes · Senate May 28, 2026 · House Apr 8, 2026
How they voted
55–1
Passed · 2 other
Total votes 58
May 28, 2026
D
Democratic39
97% Yea
R
Republican19
89% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
85
Key actions
15
Committee
21
Amendments
22
Jul 10, 2026
Signed into law
Governor Approved
lower
May 30, 2026
Lower · Passed
Passed Both Houses
lower
May 30, 2026
Introduced
Senate Floor Amendment No. 3 House Concurs 080-035-000
lower
May 30, 2026
Introduced
Senate Floor Amendment No. 2 House Concurs 080-035-000
lower
May 30, 2026
Introduced
Senate Floor Amendment No. 1 House Concurs 080-035-000
lower
May 29, 2026
Lower · Passed
Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
lower
May 29, 2026
Lower · Passed
Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
lower
May 29, 2026
Lower · Passed
Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Revenue & Finance Committee; 013-007-000
lower
May 29, 2026
Committee
Senate Floor Amendment No. 3 Motion to Concur Rules Referred to Revenue & Finance Committee
lower
May 29, 2026
Committee
Senate Floor Amendment No. 2 Motion to Concur Rules Referred to Revenue & Finance Committee
lower
May 29, 2026
Committee
Senate Floor Amendment No. 1 Motion to Concur Rules Referred to Revenue & Finance Committee
lower
May 29, 2026
Committee
Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee
lower
May 29, 2026
Committee
Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee
lower
May 29, 2026
Committee
Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee
lower
May 29, 2026
Introduced
Senate Floor Amendment No. 3 Motion Filed Concur Rep. Barbara Hernandez
lower
May 29, 2026
Introduced
Senate Floor Amendment No. 2 Motion Filed Concur Rep. Barbara Hernandez
lower
May 29, 2026
Introduced
Senate Floor Amendment No. 1 Motion Filed Concur Rep. Barbara Hernandez
lower
May 28, 2026
Introduced
Placed on Calendar Order of Concurrence Senate Amendment(s) 1, 2, 3
lower
May 28, 2026
Introduced
Arrived in House
lower
May 28, 2026
Upper · Passed
Third Reading - Passed; 056-001-001
upper
May 28, 2026
Upper · Passed
Senate Floor Amendment No. 3 Adopted; Villanueva
upper
May 28, 2026
Upper · Passed
Senate Floor Amendment No. 2 Adopted; Villanueva
upper
May 28, 2026
Introduced
Senate Floor Amendment No. 3 Be Approved for Consideration Assignments
upper
May 27, 2026
Introduced
Senate Floor Amendment No. 2 Recommend Do Adopt Revenue; 010-000-000
upper
May 27, 2026
Committee
Senate Floor Amendment No. 3 Referred to Assignments
upper
May 27, 2026
Introduced
Senate Floor Amendment No. 3 Filed with Secretary by Sen. Celina Villanueva
upper
May 26, 2026
Introduced
Senate Floor Amendment No. 2 Assignments Refers to Revenue
upper
May 26, 2026
Committee
Senate Floor Amendment No. 2 Referred to Assignments
upper
May 26, 2026
Introduced
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Celina Villanueva
upper
May 18, 2026
Upper · Passed
Senate Floor Amendment No. 1 Adopted; Harmon
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 009-004-000
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Assignments Refers to Executive
upper
May 13, 2026
Committee
Senate Floor Amendment No. 1 Referred to Assignments
upper
May 13, 2026
Introduced
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Don Harmon
upper
Apr 10, 2026
Committee
Referred to Assignments
upper
Apr 10, 2026
Introduced
Arrive in Senate
upper
Apr 8, 2026
Lower · Passed
Third Reading - Short Debate - Passed 110-000-000
lower
Apr 7, 2026
Lower · Passed
House Floor Amendment No. 2 Adopted
lower
Mar 24, 2026
Lower · Passed
House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 012-000-000
lower
Mar 24, 2026
Lower · Passed
House Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee
lower
Mar 23, 2026
Committee
House Floor Amendment No. 2 Referred to Rules Committee
lower
Mar 23, 2026
Introduced
House Floor Amendment No. 2 Filed with Clerk by Rep. Barbara Hernandez
lower
Mar 18, 2026
Amended
House Committee Amendment No. 1 Tabled
lower
Mar 18, 2026
Lower · Passed
Do Pass / Short Debate Financial Institutions and Licensing Committee; 009-000-000
lower
Mar 18, 2026
Lower · Passed
House Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee
lower
Feb 25, 2026
Committee
House Committee Amendment No. 1 Referred to Rules Committee
lower
Feb 25, 2026
Introduced
House Committee Amendment No. 1 Filed with Clerk by Rep. Barbara Hernandez
lower
Feb 11, 2026
Committee
Assigned to Financial Institutions and Licensing Committee
lower
Jan 30, 2026
Committee
Referred to Rules Committee
lower
2 primary · 2 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Celina Villanueva
DDemocratic
P
Curtis Tarver
DDemocratic
Co
Chris Welch
DDemocratic
Co
Elgie Sims
DDemocratic
Ask Maddy
·
AI policy assistant
Ask Maddy about HB 4537
Scope: IL
Hi! I can help you understand HB 4537. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline