INSURANCE-VARIOUS
Summary
Amends the Burn Victims Relief Act. Dissolves the George Bailey Memorial Fund on June 30, 2025, or as soon thereafter as practical, and assigns any future deposits due to that Fund to the General Revenue Fund. Amends the Illinois Insurance Code. Requires every company licensed to do business in this State that is transacting the kind or kinds of business under Class 1, 2, or 3, as defined in the Code, to establish a customer affairs and information department to respond to policyholder inquiries and complaints. In provisions concerning kinds of agreements requiring approval, provides that the Director of Insurance has the right to request additional filing review and approval of all contracts that contribute to the statutory threshold trigger. Removes provisions concerning a working group related to the treatment and coverage of mental, emotional, nervous, or substance use disorders. Makes other changes. Amends the Dental Care Patient Protection Act. Makes changes concerning preemption of provisions. Amends the Health Maintenance Organization Act. Provides that health maintenance organizations are subject to provisions of the Illinois Insurance Code requiring coverage for certain at-home pregnancy tests and certain medically necessary treatments to address a major injury to the jaw. Amends the Network Adequacy and Transparency Act to make technical and combining changes to conform the changes made by Public Act 103-777 and 103-650. Amends the Limited Health Service Organization Act to make conforming changes. Amends the Criminal Code of 2012. Changes the definition of "insurance company". Effective immediately, except that certain changes to the Illinois Insurance Code are effective January 1, 2026 and certain other changes to the Illinois Insurance Code are effective 60 days after becoming law.
Bill status
signed
all 5 stages cleared
Introduction
Apr 2025
Committee Review
May 2025
House Passage
May 2025
Senate Passage
May 2025
Signed into Law
Aug 2025
Introduced Apr 14, 2025
Signed Aug 15, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
Engrossed
→
Enrolled
·
3 edits
·
Aug 15, 2025
MINOR
The bill was finalized for signature (Enrolled) with minor formatting adjustments. The most significant substantive change is the addition of a new section requiring insurance companies to submit a sound plan of operation and demonstrate the character of their leadership before receiving approval to operate. Additionally, the list of specific insurance code sections being amended was updated to include a new section on company standards.
Scope change
The bill's scope was expanded by adding a new requirement for insurance company registration and approval, shifting the focus from just listing amended sections to including new operational standards.
REQUIREMENT
Added a new section requiring insurance companies to submit a sound plan of operation and prove the integrity of their leadership before the Director approves their organization or authority.
TECHNICAL
Updated the list of Illinois Insurance Code sections to be amended to include the new section on company standards and removed a reference to a different section.
Corrected formatting errors in the text, such as inconsistent spacing and line breaks, to finalize the bill for signing.
Floor votes · Senate May 22, 2025 · House Apr 10, 2025
How they voted
45–10
Passed · 3 other
Total votes 58
May 22, 2025
D
Democratic39
97% Yea
R
Republican19
52% Nay
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
46
Key actions
14
Committee
16
Amendments
5
Aug 15, 2025
Signed into law
Governor Approved
lower
May 31, 2025
Lower · Passed
Passed Both Houses
lower
May 31, 2025
Lower · Passed
Senate Committee Amendment No. 1 House Concurs 114-000-000
lower
May 29, 2025
Lower · Passed
Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Insurance Committee; 015-000-000
lower
May 28, 2025
Committee
Senate Committee Amendment No. 1 Motion to Concur Rules Referred to Insurance Committee
lower
May 23, 2025
Committee
Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee
lower
May 23, 2025
Lower · Passed
Senate Committee Amendment No. 1 Motion Filed Concur Rep. Bob Morgan
lower
May 23, 2025
Introduced
Placed on Calendar Order of Concurrence Senate Amendment(s) 1
lower
May 23, 2025
Introduced
Arrived in House
lower
May 22, 2025
Upper · Passed
Third Reading - Passed; 046-010-000
upper
May 7, 2025
Upper · Passed
Do Pass as Amended Insurance; 012-000-000
upper
May 6, 2025
Upper · Passed
Senate Committee Amendment No. 1 Adopted
upper
May 6, 2025
Upper · Passed
Senate Committee Amendment No. 1 Assignments Refers to Insurance
upper
May 5, 2025
Committee
Senate Committee Amendment No. 1 Referred to Assignments
upper
May 5, 2025
Introduced
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
upper
Apr 29, 2025
Committee
Assigned to Insurance
upper
Apr 14, 2025
Committee
Referred to Assignments
upper
Apr 14, 2025
Introduced
Arrive in Senate
upper
Apr 10, 2025
Lower · Passed
Third Reading - Short Debate - Passed 073-038-000
lower
Apr 10, 2025
Lower · Passed
House Floor Amendment No. 1 Adopted
lower
Apr 9, 2025
Lower · Passed
House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 011-004-000
lower
Apr 8, 2025
Lower · Passed
House Floor Amendment No. 1 Rules Refers to Insurance Committee
lower
Apr 8, 2025
Committee
House Floor Amendment No. 1 Referred to Rules Committee
lower
Apr 8, 2025
Introduced
House Floor Amendment No. 1 Filed with Clerk by Rep. Bob Morgan
lower
Mar 20, 2025
Lower · Passed
Do Pass / Short Debate Insurance Committee; 011-006-000
lower
Mar 11, 2025
Committee
Assigned to Insurance Committee
lower
Feb 18, 2025
Committee
Referred to Rules Committee
lower
2 primary · 1 co-sponsor
Sponsors
Role
Legislator
Party
State
District
P
Bob Morgan
DDemocratic
P
Julie Morrison
DDemocratic
Co
Thaddeus Jones
DDemocratic
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