HB 3445 Illinois House · 104th Regular Session

INS CD-RECOUPMENTS

HB 3445 amends the Illinois Insurance Code to make a minor, technical adjustment to provisions related to insurance recoupments. This is a conforming change, meaning it corrects language or references without altering the underlying policy or creating new requirements. The bill directly affects insurance companies and regulators operating under the Illinois Insurance Code by ensuring consistency in recoupment-related language. It takes effect January 1, 2026, and does not change how recoupments are calculated or applied.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Floor Vote
Governor
Introduced Feb 7, 2025 Last action Apr 11, 2025
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What changed between versions

Introduced → Engrossed · 2 edits
MINOR
This bill updates the Illinois Insurance Code to clarify how healthcare providers must notify patients about recoupments or offsets. The change ensures that notices include specific contact details for initiating an appeal and explicitly list the Department of Healthcare and Family Services as an entity subject to these requirements.
Scope change
The bill expands the scope of entities required to provide appeal information to include the Department of Healthcare and Family Services, alongside other payers and insurers.
REQUIREMENT

Added the Department of Healthcare and Family Services to the list of entities required to provide appeal information to patients regarding recoupments or offsets.

Updated the formatting and header text to reflect the bill's status as 'Engrossed' rather than 'Introduced', indicating it has passed initial committee review.

Floor votes

How they voted

No floor votes recorded yet.
Full legislative history

Actions timeline

Total actions
9
Key actions
1
Committee
4
Apr 11, 2025
Committee
Rule 19(a) / Re-referred to Rules Committee
lower
Mar 18, 2025
Lower · Passed
Do Pass / Short Debate Insurance Committee; 017-000-000
lower
Mar 11, 2025
Committee
Assigned to Insurance Committee
lower
Feb 18, 2025
Committee
Referred to Rules Committee
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Tracy Katz Muhl
Tracy Katz Muhl
DDemocratic
IL
57